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    <title>纯风险 on 办公AI智能小助手</title>
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      <title>纯风险解析：不可控损失与保险转移策略</title>
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      <description>&lt;h1 id=&#34;什么是纯风险&#34;&gt;什么是纯风险？&lt;/h1&gt;&#xA;&lt;p&gt;纯风险指超出人类控制范围、仅可能导致损失或无损失（绝无盈利可能）的风险。火灾、洪水等自然灾害属于纯风险，恐怖袭击或意外死亡等突发事件也归为此类。&lt;/p&gt;</description>
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